What is Community-Based Financing?

Based on DSN MUI's Fatwa

Majelis Ulama Indonesia

Based on DSN MUI Fatwa

Number 117/DSN-MUI/II/2018

Community-based financing is a financing provided to community members who need financing, with the payment scheme coordinated through the coordinator/community administrator.

Community-Based Financing in ALAMI

A financing which is provided to community members (ecosystem) with payment schemes coordinated through community administrators.

PO

1mio - 2bio

Financing Amount

PO

16.5 - 22%

Margin/Ujrah (effectively p.a.)

PO

1 - 3%

Service Fee (Per Disbursement)

PO

30 - 180DAYS

Tenor

PO

In the end of the tenor

Repayment

PO

Murabahah

Akad Used

Community-Based Financing Scheme
in ALAMI

Community-Based Financing Scheme in ALAMI

Skema

Apply Financing

Beneficiary cooperates/becomes a member of ALAMI's partners and applies for financing
Skema

Analyze Submission

ALAMI's partners forward the submissions to be analyzed by ALAMI. If approved, ALAMI will offer the project to the Funders
Skema

Funding

A funding project will appear at ALAMI. Funders will provide funding
Skema

Invoicing

When a funding project is full, ALAMI disburses the funds to the Beneficiary through ALAMI's partners
Skema

Repayment

Beneficiary returns funds to ALAMI through ALAMI's partners
Skema

Funder Receive Returns

Funders receive a repayment (principal and margin/return)

Apply Community-Based Financing Now