What is Invoice Financing?

Based on DSN MUI's Fatwa

Majelis Ulama Indonesia

Based on DSN MUI Fatwa

Number 117/DSN-MUI/II/2018

Financing in the form of receivable collection management services based on invoices, either accompanied or without bailouts (qardh) which is given to a business entity who have invoices to a third party (Payer).

2 Types of Invoice Financing

Which one is the most suitable for you?

Invoice Financing Scheme in ALAMI

ALAMI's Invoice Financing Scheme

Skema

Apply Financing

Beneficiary has an unpaid invoice(s) and apply for a financing
Skema

Analyze Submission

ALAMI analyzes the application and if approved, ALAMI will offer a collection service to Funders
Skema

Funding

A funding project will appear at ALAMI. Funders will provide funding
Skema

Invoicing

When a funding project is full, ALAMI disburses the funds to the Beneficiary and performs collection services
Skema

Repayment

Beneficiary returns funds (including returns/Ujrah) through ALAMI
Skema

Funder Receive Returns

Funders receive a repayment (principal and yield)

Apply for Invoice Financing