TKB Total

TKB Total measures the level of success in facilitating funding obligations within a period of 90 (ninety) calendar days from the due date compared to the total amount of successfully disbursed fundings

TKB90

TKB90 measures the organizer’s level of success in facilitating funding obligations within a period of up to 90 (ninety) calendar days from the due date

TKB60

TKB60 measures the organizer’s level of success in facilitating funding obligations within a period of up to 60 (sixty) calendar days from the due date

TKB30

TKB30 measures the organizer’s level of success in facilitating funding obligations within a period of up to 30 (thirty) calendar days from the due date

TKB0

TKB0 measures the organizer's level of success in facilitating funding obligations within a period of up to 0 (zero) calendar days from the due date

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Akad
akad

There are 2 types of contracts/akad used in the Invoice Financing product at ALAMI:

  1. Wakalah bil Ujrah with Qardh (WBUQ) 
  2. Musyarakah Muntahiya Bittamlik (MMBT)

Akad
akad

There are 5 types of contracts/akad used in the Purchase Order Financing at ALAMI:

  1. Musyarakah
  2. Musyarakah Muntahiya Bittamlik (MMBT)
  3. Musyarakah Mutanaqisah (MMQ)
  4. Murabahah (with or without akad Wakalah)
  5. Hawalah Bil Ujrah

Akad
akad

Terdapat 5 jenis akad yang dipakai pada produk Community Based Financing di ALAMI:

  1. Musyarakah
  2. Musyarakah Muntahiya Bittamlik (MMBT)
  3. Musyarakah Mutanaqisah (MMQ)
  4. Murabahah (dengan/tanpa akad Wakalah)
  5. Hawalah Bil Ujrah

Akad
akad

There are 4 types of contracts/akad used in the Supply Chain Financing product at ALAMI:

  1. Wakalah Bil Ujrah and Qardh 
  2. Musyarakah Mutanaqisah (MMQ)
  3. Murabahah (with or without wakalah)
  4. Musyarakah Muntahiya Bittamlik (MMBT)

institution
  • TKBTotal 99,69%
    information white
    TKB90 97,38%
    information white
    TKB60 96,45%
    information white
    TKB30 96,45%
    information white
    TKB0 95,56%
    information white
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  • TKB Total 99,69%
    information white
    TKB90 97,38%
    information white
    TKB60 96,45%
    information white
    TKB30 96,45%
    information white
    TKB0 95,56%
    information white
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PT Alami Fintek Sharia

Plaza 89, Kav. X7, Jln. H.R. Rasuna Said No. 6, Kel. Karet Kuningan, Kec. Setiabudi, Kota Adm. Jakarta Selatan.

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© 2017 - 2025 - PT Alami Fintek Sharia.
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Alami Fintek Sharia telah Berizin dan Diawasi oleh Otoritas Jasa Keuangan (OJK)

Disclaimer:

  1. The sharia-compliant, information technology-based peer-to-peer financing service is a civil agreement between Funder and Beneficiary, so that all risks arising from the agreement are borne entirely by each party.
  2. Every Funder is fully responsible for all credit risks of late or default payments. No national entity or authority is responsible for any such risks.
  3. The Operator, with the approval of respective Users (Funder and/or Beneficiary) accesses, acquires, stores, administers, and/or uses the Users’ personal data of Users (“Data Utilization”) on or inside objects, electronic devices (including smartphones or phone cellular), hardware, software, electronic documents, applications, or electronic systems belonging to Users or controlled by the Users, by notifying the purpose, limitations and mechanisms of the Data Utilization to the Users concerned before obtaining such consent.
  4. Funders who do not have sufficient knowledge and experience on financing business are advised not to use this service.
  5. Beneficiaries should carefully consider ujrah/return rates along with any other costs in accordance with the ability to pay off the loan.
  6. Every fraudulent activity is recorded digitally in cyberspace and may potentially be informed to the public through social media networks.
  7. Every User should read and understand this information before making a decision to become a Funder and Beneficiary.
  8. The Government, in this case the Financial Services Authority, shall not be liable for any breach or non-compliance by the User, either the Funder or the Beneficiary (either by User’s intent or negligence) of the provisions of the laws and regulations or agreements or agreements between the Operator and the Funder and/or Beneficiary.
  9. Every transaction and lending activity or the implementation of the agreements on lending activity between or involving the Operator, Funder and/or Beneficiary shall be made through escrow and virtual accounts as required under the Regulation of the Financial Services Authority Number 10/POJK.05/2022 on The Information Technology-based Peer to Peer Lending Service and the violation or non-compliance towards those provisions constitute evidence of a violation of law by the Operator so that the Operator shall bear the indemnity suffered by each User as a direct result of the above breach of the law without prejudice to the right of the User suffering loss according to the Civil Law.
  10. In accordance with the directives of the Financial Services Authority (OJK) on Strengthening Transparency and Risk Management of Information Technology-Based Joint Funding Service Providers (LPBBTI), it is advised to: BE CAREFUL, THIS TRANSACTION CARRIES HIGH RISK. YOU MAY SUFFER LOSSES OR LOSE MONEY. DO NOT BORROW IF YOU DO NOT HAVE THE ABILITY TO REPAY. CAREFULLY CONSIDER ALL ASPECTS BEFORE PROCEEDING WITH THIS TRANSACTION.

Attention and Please Be Cautious!

  1. In accordance with OJK’s directive on Enhancing Transparency and Risk Management for Information Technology-Based Peer-to-Peer Lending Services (LPBBTI), please be advised: BE CAREFUL, AS THIS TRANSACTION CARRIES HIGH RISKS. YOU MAY SUFFER LOSSES OR LOSE MONEY. DO NOT BORROW IF YOU DO NOT HAVE THE ABILITY TO REPAY. CONSIDER WISELY BEFORE TRANSACTING.
  2. There are accounts impersonating ALAMI. Please always be vigilant to avoid fraud by unofficial accounts. Funding on ALAMI is only conducted through the Funder Account (RDF) in the ALAMI application.

Contact us through MINA in the ALAMI app or via our official channels at:


    @alamisharia

    @alamisharia

    @[email protected]