Is Indonesia’s Sharia fintech industry here to stay?

Sharia fintech has much room to grow. “There is a significant potential for sharia fintech’s prospect in Indonesia due to the low Sharia banking penetration—around 6%—in the country,” said Dima Djani, CEO and founder of Alami, a leading P2P Sharia fintech servicing SMEs.

Djani aims to target the under-served segment of Sharia banks. He observes that traditional banks are unable to serve the rapidly expanding financial needs of conservative Muslims in the country. Sharia fintech could close this gap.

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